Favourite Quote

The Road goes ever on and on Down from the door where it began. Now far ahead the Road has gone, And I must follow, if I can, Pursuing it with eager feet, Until it joins some larger way Where many paths and errands meet. And whither then? I cannot say. J.R.R. Tolkien

Wednesday, August 01, 2018

Two Steps Back

I may have spent too much on the Disney trip. Just after that came camp registration and that costs over $2000 for the summer (at least at this age). Then I had something go wrong with the car (well many things) and so far that has cost me about $2000.

So, I had to put off a couple of debt payments. I'm hoping I'll be able to make them up at the end of the year / beginning of next year.

We aren't going on an expensive trip next year. We are going to Mexico but the hotel is free so I just have to pay for the flight (and I have points for about $600 of that).

I'm upset with myself about the debt repayments. I thought I had budgeted correctly. I'm still on track to pay off the mortgage within 9 years (less than the original 25 year mortgage expectation). I should be happy about that.

Monday, January 29, 2018

Disney World 2018

As part of my vacation budget for 2017 and 2018 I took my son to Disney World in Florida. We had a full 7 days at the resort and 2 travel days.

I had tentatively planned for about $4500 CAN for the trip, and it ended up costing $4650 CAN for one adult and one child.

We stayed at one of the value resorts, which was fine for us. We didn't spend a ton of time there. It was too cold to really want to spend any time in the pool (my son did swim one morning).

I ordered about $100 worth of groceries, but we ended up not eating most of them. It was a good idea, I just didn't really know what we would need. We shared most of our meals. I spent way more on food for my son, than for me. We only did one sit down meal the whole week and it was EXPENSIVE ($70 USD). I'm so glad we only did that once. My son did enjoy the snacks at Disney (mostly the ice cream bars). I did partake of the frozen alcoholic drinks - which is probably where my food money went (no more than 2 a day).

We did 5 days at the parks and 2 'rest' days. The rest days I had planned a couple of activities for my son. He hated one (archery) and loved the other (pirate adventure). Because it was so cold we didn't get to really enjoy the amenities of the resort on our rest days.

Here's how it broke down (approx):

Park tickets $700
Hotel $1250
Food and drink $890
Flights $525 (I used points for one of the flights)
Documentation (passports, etc) $300
Gifts / Clothing / Attractions $980
Cash (so glad most was charged to the room so I could keep track) $20

So, in the grand scheme of things a very expensive vacation (Disney is not cheap), but I'm so glad we did it. My son says he wants to go back for his birthday (maybe when he's 12 and I can save up again). There were a lot of ups and downs on the trip. There is a lot going on at Disney and my son couldn't handle it all, but I hope he will remember the good parts.

Throughout the trip I used an app to keep track of what I was spending everyday. This allowed me to know if I was on track with my spending.