Favourite Quote

The Road goes ever on and on Down from the door where it began. Now far ahead the Road has gone, And I must follow, if I can, Pursuing it with eager feet, Until it joins some larger way Where many paths and errands meet. And whither then? I cannot say. J.R.R. Tolkien

Friday, August 25, 2017

2017 debt so far

So, I was thinking that I hadn't gone into anymore debt this year and then I remembered I had to replace my heating and cooling system this year. So, I went into a huge amount of debt this year. $13000 to be exact. But, I'm on track for that to be the ONLY debt I incur this year.

I'm socking away money into an emergency fund now as well as trying to build back up my RRSPs (when I was on mat leave I took out almost all of my RRSP money - which created a viscous circle of owing taxes). I put away money into an RESP and a savings account for my son every month (on top of his allowance for his weekly mad money).

I'm still addicted to watching 'til debt do us part'. Even though I've seen all the episodes that they've been airing I still usually remember something else I should be doing.

My big problem is still eating out. I take my son out for dinner once a week (it's like our entertainment) and he gets McDonald's once a week (it's his favourite). Then I probably get take out once or twice a month (to get my Thai or Indian fix). Not near as bad as I used to be, but still not great. I've tried not getting a drink when we go out, and most times I forgo dessert.

I was trying a different Pinterest recipe every week, but once the summer hit I stopped and just relied on my BBQ (which I picked up for cheap off a Facebook group). I'm hoping to get back to cooking once school starts up again.

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